Health Care In Peru

I have been living in Peru now for about three years. I just recently acquired private healthcare. I am a 50-year-old male in good health, although I do have lyme disease.
My girlfriend has lived in Peru her entire life and was familiar with what clinics offer the best care and best medical plans.
So one afternoon we drove to the clinic and picked up an application and spoke to the girl about getting health insurance for myself. The girl made an appointment for later that evening and came by the house to fill out the paperwork.
I figured it was going to be a long drawn out process like it is in the US trying to get health insurance.
What a surprise it was when she showed up and asked me questions for about 15 minutes about my past health history. All he needed to do was show my passport and tell her I was healthy and I was covered!
I thought to myself okay what's the catch!they wil come back in a month after they checked my medical records and say pre-existing this and pre existing that and Much to my surprise two weeks later she called and said you can pickup your health card at the clinic you're all set.I have since found out, they don't check medical records.
Oh and did I forget to mention the grand total is $38 a month for full coverage.
Unfortunately literally the day my coverage was in force I decided to go in and check and see what the story was with my stomach.
Long story short, the specialist decided to do an endroscopy.
In case you don't know that means they use medicine to make you sleep and they put the camera down your throat to see what's going on in your stomach.
The total cost for me out-of-pocket was $30.
You have to pay 10% for the specialist fee and 10% for any prescriptions or medicines they're going to use in the procedure.
That included the fee to see the specialist,medicine to put me under,the endroscopy and the diagnosis.
The people in the clinic were very professional and very knowledgeable.
It certainly was a different experience than what you get in the US.
I feel the care in this clinic was as good if not better than a lot of the care that I have received in the US for 15 times the cost of the same health insurance.
It certainly has made me a believer in the health care system here in Peru.
And it confirmed something I are ready new. That the US badly needs to fix their system.